“Investor returns in our flagship property credit fund rise to over 10%pa on a current 60% loan-to-value ratio (reducing
from 63% over the year with 92% first mortgage).

Our history of no losses of principal or interest on any investment remains.
We have conviction that growth and success for our investors comes from prudent investing. Prudent investment in 2021
and 2022 underpins the difference in results today to be precise. It is discipline with the loans you dont make when money is cheap that then enable funds to take advantage of the liquidity gap and rising interest rates that has emerged.
The direct property expertise of our partner Centuria reinforces our ability to truly understand property risk in the credit
investments we make.”
A message from our co founder, Nick Goh